Can The Golden Visa Extend To My Family Members?

Yes, the Golden Visa is extendable. Here’s who can qualify: A spouse or legal partner Children under 18 years Dependent children under 26 years, provided they are unmarried and are full-time students, in which case they will also have access to the European education system Parents of either spouse over the age of 66 or 55 if proven dependent Siblings under the age of 18, from either spouse/ partner, if legally responsible

Why Invest In Real Estate In Portugal?

It’s Profitable – Real estate can easily grant annual capital growth rates of around 8%. Touristic renting can achieve rates of 15% or higher. Liquid funds do not guarantee a return rate, and if they do, the maximum is 1,5%. It Provides Stability – Even during a financial crisis, rent remains. Savings, however, will likely lose capital. Real estate increases in value over time and does not depend on venture capital managers. The fund investor can expect to achieve all gains in only 5 to 10 years. Safety – If you come to Portugal because you have to leave your home country, you already have a home you can use. If your children want to live and study in Europe, they immediately have a place to stay. Growth – Despite some increases in prices, Portugal is still among the cheapest real estate markets in Europe. With a strong growth rate of around 15% per year in cities, and 5% in rural areas, investments in Portuguese real estate remain profitable.

Can I Invest In Lisbon, Porto, or The Algarve?

Yes, you may invest in Lisbon, Porto, or the Algarve. Here’s what you can and can’t buy in these regions: You can invest in non-interior areas and buy commercial properties such as offices, hotels, and local serviced accommodations (e.g. Airbnb apartments with service licenses). The Algarve is considered a low-density area, so you only need 280,000 EUR to invest in a property that requires renovation. You can no longer buy residential investments in non-interior areas, e.g. an apartment in Lisbon where you live permanently.

Golden Visa Map

Where to buy real estate

What is quite confusing regarding the real estate location is that the new rules now have two regional parameters that determine your investment: A: “low-density” / “high-density regions” and B: “interior” / “non-interior” regions. Looks complicated but it is quite easy if you understand the practical implications.

The “density” factor basically determines the minimum investment thresholds you have to meet for the GV application. The values in low-density areas are 280k with renovation and 400k without renovation while the high-density areas are 350k with renovation and 500k without renovation.

The new regional parameter is the “interior parameter” and defines the investment types in real estate you can do for the GV. In “interior areas” you can buy residential or non-residential properties. Whereas in “non-interior” you can buy non-residential properties like tourist buildings, offices, hotels, stores, etc.

	High Density	Low Density
Interior Region
Mixed Region*
Not Interior Region

*Some Parishes are part of the interior region.

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Golden Visa Map

Where to buy real estate

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