If you want to move to Portugal from the USA and other countries, the D7 Visa in Portugal may be your way in. For many years, Portugal has attracted people from all over the world to move to its sunny shores, especially for retirement. If this is the case for you, the D7 Visa is perfect. Also known as the passive income visa, it grants non-EU, EEA, and Swiss citizens who earn a regular passive income residency in Portugal.
In this guide, we’ve put together all the information you need to decide whether pursuing a D7 Visa Portugal is for you – let’s get started!
In response to the increasing interest of foreigners to live in Portugal, the Portuguese government introduced the D7 visa, also referred to as the passive income or retirement visa, in 2007. Meant to attract high-earning foreigners, the D7 Visa allows applicants to obtain temporary residency, leading to permanent residency and, ultimately, Portuguese citizenship.
Anyone who meets the passive income requirements may apply for the D7 Visa. Upon obtaining the visa, it’ll be valid for 2 years, after which you can renew it and get an additional 3 years. Once 5 years have passed, you may apply for Portuguese citizenship.
Once you’re a D7 visa holder and a resident of Portugal, you’re entitled to the following:
If your Portugal D7 visa application is successful, you’ll get to enjoy these benefits:
As part of the family reunification statute, you’re allowed to bring your family members with you to live in Portugal on a D7 visa. Here’s who you can include in your application:
All applicants need to meet certain minimum income requirements. Here’s how much you’re expected to earn:
The key to getting your D7 visa application approved is proving that you are financially stable, meaning you earn regular passive income that can fully support you, even without a monthly salary.
Passive income may be earned from:
It’s important that you meet all of the following D7 visa requirements to be approved:
Minimum Stay in Portugal
Available Renewal Option
Years 1 & 2
6 consecutive months or 8 non-consecutive months per year
By the end of year 2
Residency permit that is valid for 3 years
Years 3, 4 & 5
6 consecutive months or
8 non-consecutive months per year
By the end of year 5
Residency permit that is valid for 3 years, permanent residency, or citizenship
To apply for the D7 Visa in Portugal, you’ll have to complete and submit a number of documents. Here are the steps:
A majority of your expenses when moving to Portugal will come from accommodation, flight tickets, relocation costs, health insurance, etc. In comparison, obtaining the D7, – including the legal fees – is quite cheap.
This is how much you’ll have to pay at the Portuguese Embassy:
In Portugal, D7 Visa holders have the liberty to choose their ideal location to settle down. However, with so many incredible cities to consider, be warned that the decision isn’t easy. That said, let’s explore the most popular cities in depth:
Nestled on seven hills overlooking the River Tagus, Lisbon is a blend of tradition and modernity. The city’s old-world charm radiates from the historic neighborhoods of Alfama and Mouraria, where the trams wind through cobbled streets, and Fado music serenades from the alleys.
Yet, amidst this vintage backdrop, Lisbon surprises with its chic galleries, modern restaurants, and a nightlife that pulsates with contemporary energy. Here, gastronomy is another high point, with everything from the traditional “pastéis de nata” to innovative fusion cuisines. Moreover, the proximity to the coastal stretches of Cascais and Estoril ensures beach lovers are never too far from the sun and surf.
Perched on the southern edge of Portugal, Faro often remains understated compared to its neighbors in the Algarve region. Yet, this city has its own story to tell. The charm is evident in the historic old town encircled by Roman walls, where pedestrian paths unravel into scenic plazas and cafes.
But Faro’s allure extends beyond its urban center, with the Ria Formosa lagoon offering a nature lover’s paradise. This protected natural park is a haven for diverse bird species and provides breathtaking settings for boat tours. Furthermore, seafood enthusiasts find solace in Faro, where the day’s catch translates to delectable dishes in local eateries. The relative tranquility compared to other tourist hotspots makes Faro an ideal setting for a serene retirement.
Residing by the banks of the Douro River, Porto’s reputation is often intertwined with its famous port wine. But delve deeper, and the city unfurls layers of culture and history. The medieval landmarks intersperse with bohemian streets, and every corner seems to have a tale from the past.
In fact, Livraria Lello, considered one of the world’s most beautiful bookstores, and the intricately adorned São Bento railway station are testaments to Porto’s architectural marvels. The riverside dotted with wine cellars, beckons for a tasting session of the cherished beverage. And when hunger strikes, Porto presents the Francesinha sandwich, a hearty delicacy that encapsulates the city’s culinary spirit.
Once the summer retreat of the Portuguese monarchy, Cascais has gracefully evolved into a sophisticated coastal town without losing its historic essence. Lined with sandy beaches like Praia da Rainha and Praia da Ribeira, it provides ample opportunities for sunbathing and watersports.
The old town, with its cobbled streets and elegantly restored mansions, resonates with a vibrant atmosphere, particularly in the evenings when local restaurants and bars come alive. Keep going, and the Cascais marina, filled with luxury yachts, adds a modern touch and serves as a launch point for oceanic adventures. With its blend of beachfront relaxation and urban amenities, Cascais promises a retirement of unparalleled grace and enjoyment.
Situated in the highlands of the Algarve, Monchique offers a contrast to the region’s beach-centric image. The town, enveloped by eucalyptus and cork trees, is known for its therapeutic thermal springs, making it a wellness retreat. Meandering through Monchique, one encounters artisan shops selling products ranging from honey to handcrafted linen.
Foia, the highest point in the Algarve, is just a short drive away, promising unparalleled views of the surrounding landscape. With its combination of natural beauty and tranquility, Monchique presents a refreshing alternative for retirees desiring a mountainous sanctuary.
Known globally for its gargantuan waves, Nazaré is a surfer’s pilgrimage site. Yet, beyond the adrenaline of its shores, the town embodies traditional Portuguese coastal life. The Our Lady of Nazaré Sanctuary stands as a testament to the town’s deep-rooted faith, while the lighthouse offers insights into the town’s maritime heritage.
Additionally, local eateries serve sumptuous seafood, caught fresh and cooked to perfection. While the winters witness the roaring waves and thrill-seekers, the summer months transform Nazaré into a serene beach town, ideal for those retirees looking for a blend of excitement and tradition.
After your application is approved, the passive income visa will be valid for a 4-month period. You’ll then need to apply for your temporary residency permit at some point during this time. Afterwards, the D7 is valid for a period of 2 years, with possibility of renewal.
You may apply for a passive income visa as early as 3 months prior to leaving for Portugal. If you’re American, you’ll also be required to undergo an FBI background check, which only has a validity of 6 months.
We recommend that you apply as soon as you can so you have sufficient time to get your documents in order and conduct all steps of the visa application.
Since the passive income visa application requires two parts, it can be a lengthy process before you obtain residency. After applying on your country, you can expect a processing time of about 60 days. This may take longer if you need to provide additional documents or make corrections to your application.
Once your application is approved and you fly to Portugal, you’ll be required to obtain the temporary D7 residency visa by making an appointment at SEF. Getting an appointment may take up to 120 days, depending on where the office is located.
You’re not allowed to submit an application for the D7 while you are in Portugal – you’ll have to apply for it from your home country and may only travel to Portugal after it is approved. Once you are in Portugal, you can apply for a temporary D7 residency permit.
One of the best and most cost-efficient ways to get a residency permit in Portugal is to obtain the D7 visa, also known as the passive income visa. While the process is fairly straightforward, working with local experts may give you peace of mind that your application is processed correctly. Our Carefree Visa Program is the right choice for you!
At Pearls of Portugal, we’re available to help you every step of the way to reap the Portugal D7 visa benefits. So, make your dream of moving to Portugal come true and contact us to help you navigate the process.
1. Submission of Visa application
2. Visa Application Follow-up
3. Services after obtaining the Visa
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